Payday Lending in Canada in a Global Context - 9783319712123

Payday Lending in Canada in a Global ContextA Mature Industry with Chronic Challenges\nAuthor(s): Jerry Buckland, Chris Robinson, Brenda Spotton Visano\nFormat: Hardback\nPublisher: Springer International Publishing AG, Switzerland\nImprint: Palgrave Macmillan\nISBN-13: 9783319712123, 978-3319712123\nSynopsis\nThis book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sourcesall in the context of an established Canadian industryprovide both proponents and opponents of pa.